Equifax aftermath: How to protect against identity theft

     Who here is scrambling around in the aftermath of the recent breach at Equifax to figure out if you’ve been compromised? Who here is wondering what to do about it if you are? If you’re one of the 143 million Americans whose data was accessed by cybercriminals, then you probably raised your hand.

Equifax breach: What you need to know

     On July 29, 2017, Equifax discovered that attackers had gained unauthorized access to private data belonging to an estimated 143 million Americans by exploiting a vulnerability in a website application. According to Equifax, online criminals maintained their presence from mid-May through July 2017 and had access to:

• Names
• Social Security numbers
• Birth dates
• Addresses
• Driver’s license numbers (in some cases)
• Credit card numbers (for approx. 209,000 U.S. consumers)

It also said that some personal information for certain UK and Canadian residents was part of this breach.

     This is obviously bad news for consumers and it will only increase the lack of trust they have towards corporations that collect and store their data. It also serves as a reminder that there are ways to be proactive and exercise your right to have access to your information and put certain restrictions in place to make identity theft harder.

     Equifax is offering a free identity theft protection and credit file monitoring to all of its U.S. customers while still investigating the intrusion, working along with a private firm and law enforcement. More information about this breach and how to apply for ID theft protection can be found by going to equifaxsecurity2017.com, a website Equifax has just set up.

*By signing up for this service you give up your right to file in a class action lawsuit. I recommend doing a fraud alert with TransUnion instead of using this Equifax service.